Overview

There are various premium paying options on a whole life policy. You can exercise the options of paying premiums throughout the policy term of a whole life policy, for a limited term, or via a single, lump sum premium.

 

All insurers allow premium payments to be made at quarterly, half-yearly or annual installments. Some also collect premiums monthly. Typically, the higher the number of installments, the higher will be the total premium paid out.

 

A certain part of the premium gets allocated towards the sum assured. Some portion of the premium is allocated towards the administrative expenses of the insurance company selling the policy. The remaining portion of the premium gets invested.

Whole Life Premium: Basics

  • Whole Life Insurance Plans
  • Money-back Life Insurance Plan
  • Life Insurance FAQs on Premiums

Read More >

Whole Life Premium: Opinion

Read More >

Get Life Insurance Proposals
Upto 5 providers will offer you alternative proposals based on May 2012 premiums
Insurance Details

Pension Plans
     (Want regular income for my family after my retirement)

Child Plans
     (Want to save for my child's future)

Term Plans
     (Want to ensure maximum life cover at the lowest possible cost)

ULIP
     (Want a long-term investment option with market-linked returns)

Traditional Plans
     (Want a long-term investment option with low risk)

 

 

Preferred Insurance Cos.
  •  Any 5
  •  I PRU LIFE
  •  AEGON RELIGARE
  •  LIC
  •  BAJAJ ALLIANZ
  •  KOTAK
  •  HDFC
  •  SBI
  •  MAX NEW YORK
  •  BIRLA SUN
  •  METLIFE
  •  TATA AIG
Personal Details

 

 

 

 

 

I authorize ApnaPaisa and its partner providers to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use

Decision-making Corner

  • Term Insurance comparator
  • Returns on Whole Life Policy vs. Inflation Calculator
  • Should I Continue My Whole life Policy?
  • Endowment vs. Whole Life Comparator

Read More >