Whole Life: Overview

As the name suggests, whole life insurance is for the whole life and not just for a specified period, as in term insurance.As there is no fixed end date for the policy, only the death benefit exists and is paid to the named beneficiary. The policyholder is not entitled to any money during his or her own lifetime, i.e. there is no survival benefit.

Compare whole life policies on Apnapaisa.com, an option that can be used either for the purpose of leaving behind an estate for one's heirs. Or, for covering the possibility of premature stoppage of pension income in the case of relatively early death after retirement.

Whole Life: Benefits

Children's Life Insurance Policies

Children life insurance has now become a child's play. The children's life insurance policies provide cover for the child's parent/guardian/grandparent for a specified term ......

Whole Life Insurance Plans

Safeguard yourself for entire life, get a whole life insurance . Whole life insurance policies life cover for entire life or up to a certain age. No survival benefits since there is no definitive term ......

Money-back Life Insurance Plan

Get back the premiums you have paid for the insurance , Puzzled! The money-back plans provides life insurance cover for a specified period. The insured gets back fixed, tax-free proportions from the ......

Whole Life: Riders

Rider, adds the extra bit in life insurance

Ride on additional benefits in life insurance, here's how . Riders are additional benefits that can be purchased with a life insurance policy to spread the risk cover. ......

Term Rider

If the insured were to die, the sum assured under the term rider is payable to the nominee. ......

Accidental Death Benefit Rider

Get an accidental bonus, here's how. If the insured is to die within the term of the life insurance policy, the nominee receives an additional sum equal to the sum assured, plus the sum assured amount ......

Whole Life: Exculsions

Insurance is null and void if suicide is committed within a year

Death claims are not payable under certain circumstances in case of life insurance. ......

Whole Life: Claims

Insurance is null and void if suicide is committed within a year

Death claims are not payable under certain circumstances in case of life insurance. ......

How to collect maturity amount from insurer?

Getting maturity amount made easy , here's how .The insurer sends a discharge/claims form more than a month in advance of the policy maturity- here's your maturity claim. ......

Critical illness benefit rider takes care of unforeseen medical expenses

The Critical illness benefit rider will take care of your medical expenses in event of a critical disease. ......

Decision-making Corner

Term Insurance comparator
Returns on Whole Life Policy vs. Inflation Calculator
Should I Continue My Whole life Policy?
Endowment vs. Whole Life Comparator

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