Get Life Insurance Proposals
Upto 5 providers will offer you alternative proposals based on May 2012 premiums

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Prefered Insurance Cos:
  •  Any 5
  •  I PRU LIFE
  •  AEGON RELIGARE
  •  LIC
  •  BAJAJ ALLIANZ
  •  KOTAK
  •  HDFC
  •  SBI
  •  MAX NEW YORK
  •  BIRLA SUN
  •  METLIFE
  •  TATA AIG

 

 

 

 

 

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A life insurance cover helps you secure the financial future of everyone dependent on your income in the event of your death. Nobody can help overcome the loss of a dear one, but imagine that along with this loss the surviving members of the family are hard-pressed to maintain their lifestyles because they were partially or fully dependent on the income of the deceased. Getting an adequate life cover is absolutely essential if the sum of the total value of your assets (other than the home you stay in) less your total liabilities (including any home loan, car loan or personal loan you might have outstanding) is less than 150 times your current monthly expenses. The shortfall would be the recommended amount of life cover you should seek. At ApnaPaisa, we help you reach out to a maximum of 5 service providers who will propose alternative plans that you can compare based on:


  • Life Cover (also known as Sum Assured)
  • Annual Premium
  • Additional Riders Offered

Often customers get lured into combining their life cover requirements with an investment objective. We do not recommend this approach because it is always a lot more affordable to opt for a term insurance policy and invest the savings on the annual premium into any savings instrument of your choice - be it PPF, Fixed Deposits, Mutual Funds or even shares.


Love for one's own money

Money helps us accomplish some of our life goals. And we owe it to ourselves and to our families to borrow efficiently, invest efficiently, plan efficiently for taxes and most importantly protect our savings in case of a calamity. But many of us end up taking financial decisions simply based on what a bank / insurer's salesperson wants to sell us. Unless our love for the salesperson exceeds our love for our own money, this simply does not make sense.

Love for one's own money is a good thing! And to make sure our hard-earned money is working hard for us and our families, we need to do a little bit of home-work.

At ApnaPaisa, we make it easier for our visitors to do this home-work. We provide tools and calculators so that our visitors don't have to deal with complicated mathematical formulae. We provide detailed price-feature comparison tools so that visitors get an idea of what to look for before applying for a financial product. And above all, we provide a platform to get competing offers from the market so that whatever be the specific scenario - our visitors always get the best deal.

We're always keen to find out how we can make matters of personal finance easier and would love for you to join our growing community on Facebook and share your experiences, suggestions and comments.