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Date : 15 May, 2009 Question Hi I have applied for home loan in IDBI bank, they have said that it is sanctioned and the CIBIL report is clear, however, i had one credit card default of less amount this they come to know by some sources and they are now objecting for the same, they have taken the processing fee of 11000, if the loan gets rejected then will they repay my money back or how do i approach them, in case if they put the condition to pay the credit card payment, i will do, but will they consider and provide me the loan. How do i go about this? please advice Answer If you have a credit card default and your name is listed as a defaulter, you may not be able to get a home loan. Also, even if you repay the credit card debt, your name will be in the defaulter's list for atleast 7 years. |
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| 23884 | Dear Sir, I have applied for a home loan with SBI. In my cibil report there were 2 entries . On | ||
| 23778 | Dear Sir, I have purchased the Apartment in resale building, where I have paid the 25% amou | ||
| 23580 | Respected sir, i'm ranjth reddy from hyd,A.P.sir my father took a lorry in 2005 with | ||
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| 22298 | Sir, How can i know whether my name is there in CBIL defaults list or not? | ||
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