Home   >>    Articles   >>    Historical Queries   >>     Bank Grievance   >>    6319-query
44.58 Lakh satisfied customers till Oct 2016
Get Loan Offers
Instant Home Loan Offers Instant Car Loan Offers Instant Personal Loan Offers
Instant Loan against Property Offers Instant Education Loan Offers Instant Credit Card Offers
Get Insurance Proposals
Instant Life Insurance Offers Instant Health Insurance Offers Instant Car Insurance Offers

Search Queries related to...

Did not get what you were looking for? Ask an Expert

Ask An Expert

Date : Nov 13, 2007


hi i have two credit cards, two personal loans and a savings account with ICICI. one of the cards used by me was not paid for 4 months as i did not recieve a statement. a recovery agent met me and threatened me. he then got my statements on a charge of 150 rupees. i paid some money a week back and now icici has debited a lot of money from my savings account. i m very unhappy and dont want to deal with the bank. plz advise as i want to default on other accounts too to vent my anger. until now i have never defaulted even once.


Kindly don't default or go for a settlement pay the entire outstanding amount of your credit card.If you default then Your default stays on the credit bureau's record for 7 years so you will always face an issue in getting a loan even after clearing off your default. Then the best you can hope for is that the proposed lender will listen to your side of the story and may consider granting the loan if he is convinced about the genuinely of the reasons why the default happened and the fact that you actually cleared all of it.



25631 i have taken a housng loan from IDBI bank for purchasing an apartment. The apartment is not com
25614 I have received the information from cibil saying that my name comes in bank of baroda defaulte
25468 I have homeloan from ICICI, recently they reduced the interest by 1% and upon my call to custom
25388 Sir , for how hong consumer will be in CIBIL and can apply for any loan or credit card
25387 Dear Sir My name is appearing in CIBIL so if i have to go for home loan transfer will this crea
25206 Thank u for ur reply to q25084. But my main querry is whether SBI can change the fixed rate uni
25084 I had taken a home loan from SBI @ 8% Fixed Rate Option. But now in the Interest Accrued Certif
24743 My approved loan amount is 2172000 for an underconstruction property from HDFC for which I have
24578 My name appeared in the CIBIL list with remarks undisclosed Credit card dues. A copy of the sam
24227 Sir, i have been requesting my Bankers PNB to provide me with a loan amortisation schedule ever
24176 Sir, I am also a victim of CIBIL. I have applied for a home loan from SBI and with great diffic
24152 ING vysya bank offered me competative rate at the time of sanction of loan i.e.comparable to na
24129 Hi , I have a home loan with icici bank, I am planning to move to SBI after two years due to hi
24123 Is there any bank in India that offers home loan to two sister? Iam 23yrs and my sister is 24yr
24116 Respected Sir / Madam, My name is MANAV M SHAH, i am from CHENNAI. I have obtained a p
24086 hello sir, my frend applied for loan,it got rejected as they r saying ur name is in cbil,this h
23916 Sir, I've a Home Loan with ICICI, which I've been paying since more than 2yrs. Recently applied
23884 Dear Sir, I have applied for a home loan with SBI. In my cibil report there were 2 entries . On
23778 Dear Sir, I have purchased the Apartment in resale building, where I have paid the 25% amou
23580 Respected sir, i'm ranjth reddy from hyd,A.P.sir my father took a lorry in 2005 with
23569 Hi I have applied for home loan in IDBI bank, they have said that it is sanctioned and the CIB
23219 Dear sir i am looking for a loan amt Rs.500000 for tenure of 10yrs.so please help me from where
22805 Sir, request you to guide me on how to access my credit report from CIBIL. I called their helpd
22298 Sir, How can i know whether my name is there in CBIL defaults list or not?
22296 sir, my salary is 1 lak/month, and i have taken 1 crore as personal loan from different banks.
22292 Sir, Is pre closing my loan, bad? In CBIL, will it show poor?
22285 sir, i have some personal loans and credit card. There are some defaults in credit card. So my
22212 Dear Sir, i have taken a home loan with Deutsche Bank and the rate of interest now is 12.25 flo
22168 Sir, I have approached Axis bank for Loan but got rejected due to poor banking history in CIBIL