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I plan to buy a new car, but uncertain about the kind of loan I require. I cannot pay the down payment. What should I do?

Know what to do when you plan to purchase but have no down payment?

Suchita M

16 Apr 2012

Well some down payment obviously you will be required to make from your own source, If you don't have any funds to make the down payment at all and even if you go for car loan that gives loan for 100% of the ex-showroom price you would still have the road tax and insurance to pay for. Without a down payment getting a loan is going to be very very difficult. You can fund that down payment through providing additional securities or taking a loan against securities but it is not advisable unless you have the down payment don't buy the car.

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