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Date : Jan 6, 2009


HI, I bought an alto in 2008 Feb with a loan of Rs. 2,86,000/- with 7years Tenure and 5418 as an EMI. Now i want to buy a new car by selling this car. i bougght this car for 3.26 Lakhs. I have paid 12 Months EMI. I want to sell the car but my car is not going more than 2.5 L what i have to do to close this loan.? without any loss or is there any other way to transfer this loan to the new car.


You will first have to close the loan if you want to sell the car or else you can sell the car to a person who is ready to take over the loan. You can then transfer the loan to him. You will have to pay a prepayment penalty if you prepay the loan.



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