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Date : May 22, 2009

Question

Hi Harsh, I am looking for a Car loan for getting a swift vdi for 5.4 lakhs. My annual income is around 5 lakhs and i have a take home of about 40k. Which is the best bank for me in terms of car loan. As i am working in a private company and i have 2 years of ITR available with me. Also out of sbi and hdfc which one is good in terms of customer service and hassle free loan. As of now i am getting a 11.5 from HDFC and 12 % from Kotak pre approved loan. Also tell if iam eligible for SBI or any other low interest fixed public bank's car loan. Thanks in advance Sachin Bhatia

Answer

There is nothing like a best bank or best interest rate. You need to shop around before finalising on a lender. You can use our car loan comparator to find the best bank that suits your requirement. Also check for other charges such as processing fee, prepayment charge or any other charge that the bank maybe charging apart from interest rate. You can apply for a car loan on apnaloan where multiple banks compete for your loan.

 

 

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