Credit Card: Overview

Carrying cash can be cumbersome and dangerous at times. But, plastic cash or a credit card makes life lot more simpler. These cards can be swiped at almost any establishment around the globe. You can also withdraw cash on your credit card. Credit cards are fun; but a best practises list could be handy.

Apnaloan.com's credit cards section will give you tips on how to get your card, use your credit cards wisely, what to do AND what not to do where you credit cards are concerned.

Credit Card: Eligibility Criteria

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Credit Card: Documents Required

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Credit Card: Process

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Frequently Asked Questions

  • Getting a credit card
    Getting your card is as simple as this. Fill in an application, provide documents, and you can get your credit card within 3-4 weeks.
  • Find answers to your questions on how to calculate the amount you need to pay towards your credit card and many more such questions.
  • Credit limit refers to the total amount that a user may spend using a credit card while paying for services and products.


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Featured Interview

Mr Arun Thukral


"Infact owing to information from CIBIL, banks can now process loans faster and make prudent lending decisions. Credit information bureaus actually aide credit penetration", says Arun Thukral, MD, CIBIL in an exclusive interview with ApnaLoan.

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Get Credit Card Offers
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Don't have cash but want to buy the lovely shirt you just saw. You can do that if you have a Credit Card. But make sure you are able to pay off the entire amount due at the end of the month or you will be stuck with very high interest bills. While choosing your credit card find out about the joining fees, annual fees, add-on card fees, cash withdrawal fees, interest on cash withdrawal, interest rate if you are not able to pay the full amount due at the end of the month and freebies such as fuel surcharge waiver on filling petrol.


By filling in the form alongside you can choose from among the leading banks issuing credit cards in India. And compare their offerings.