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Don't have cash but want to buy the lovely shirt you just saw. You can do that if you have a Credit Card. But make sure you are able to pay off the entire amount due at the end of the month or you will be stuck with very high interest bills. While choosing your credit card find out about the joining fees, annual fees, add-on card fees, cash withdrawal fees, interest on cash withdrawal, interest rate if you are not able to pay the full amount due at the end of the month and freebies such as fuel surcharge waiver on filling petrol.
By filling in the form alongside you can choose from among the leading banks issuing credit cards in India. And compare their offerings.
CIBIL Credit Information Bureau Report Request Form
Now, you can apply for your own Credit Information Report (CIR) from CIBIL at a minimial cost.Apnapaisa Research Bureau
28 Aug 2009
There have been numerous instances when a loan application may be rejected for numerous reasons. One of the reasons could be your credit report, i.e. a repository of your borrowing and repayment habits and an indicator of your financial health. You can get this report only from your banks, that too, once you apply for a loan which may get rejected for the given reason.
Not anymore. A written communication from CIBIL to Apnapaisa has clarified that CIBIL has started offering Consumer disclosures through an interim solution which is in a testing phase. CIBIL will be manually handling consumer requests for a copy of their credit information report. Soon, consumers will also be able to access their report on-line and banks can respond to errors via an on-line maintenance tool. The automated phase is expected to be ready by the beginning of next fiscal year.
Credit Information Bureau Report Request From