Credit Card: Overview
Carrying cash can be cumbersome and dangerous at times. But, plastic cash or a credit card makes life lot more simpler. These cards can be swiped at almost any establishment around the globe. You can also withdraw cash on your credit card. Credit cards are fun; but a best practises list could be handy.
Apnaloan.com's credit cards section will give you tips on how to get your card, use your credit cards wisely, what to do AND what not to do where you credit cards are concerned.
Apnaloan.com's credit cards section will give you tips on how to get your card, use your credit cards wisely, what to do AND what not to do where you credit cards are concerned.
Credit Card: Eligibility Criteria
Credit Card: Process
Frequently Asked Questions
- Getting a credit card
Getting your card is as simple as this. Fill in an application, provide documents, and you can get your credit card within 3-4 weeks. - Find answers to your questions on how to calculate the amount you need to pay towards your credit card and many more such questions.
- Credit limit refers to the total amount that a user may spend using a credit card while paying for services and products.
Featured Interview
Get Credit Card Offers
A maximum of 5 providers will compete to give you the best rates (Feb 2012)
Name of Card
Annual Fee (Rs.)
Grace Period (days)
Joining Fee (Rs.)
Purchase Interest Rate (%)
Kotak Trump Gold Card
Free
Up to 48 days
Free
41.79%
IndianOil Citibank Credit Card
Free
Up to 55 days
Free
41.69%
HDFC-Platinum plus credit card
399
Up to 55 days
Free
39.77%
ICICI Bank Future Card
Free
Up to 52 days
Free
41.69%
ICICI Bank Gold Business card
Free
Up to 50 days
Free
45.00%
Citibank Cash back card
Free
Up to 55 days
Free
41.69%
ICICI Bank CESC Cobranded card
Free
Up to 50 days
Free
41.69%
ICICI Bank Dentist's card
Free
Up to 50 days
Free
41.69%
Citibank Gold card
Free
Up to 55 days
Free
41.69%
ICICI Bank HPCL Gold credit card
Free
Up to 52 days
Free
45.00%