Interest Rates

RBI wants data of all the banks on its website

RBI expected to have a consolidated data of all the banks ......

HSBC Classic credit card interest rates have been revised

HSBC Changes interest rates on credit card ......

SBI cards NPAs are on the rise

SBI faces huge losses ......

Banks and Recovery Agents: People we all love to hate

Stories are rife about the heavy-handedness of the recovery agents. Despite the stringent guidelines laid down by the Indian Banks Association (IBA) as well as the regulator, Reserve Bank of India, ba ......

Credit card business with Non-banking institute has raised the NPAs

Credit card business gets tougher for banks ......

Hidden Costs

Sukhilala is alive

You have a good case for damages against the bank if they persisted in trying to recover the money even after they had been advised about the facts in the case. ......

Credit Cards are like Swiss Knives

Credit Cards are like Swiss knives and they need to be handled with care or they can cause serious injuries ......

RBI wants data of all the banks on its website

RBI expected to have a consolidated data of all the banks ......

Banks can now decide on the service charges

RBI permitted bank to decide on service charges ......

Why are Credit Cards So Expensive?

Interest rates on credit cards are higher than those on home or auto loans so spend responsibly and if you overspend then make plans to repay ......

Process

RBI tightens security measures for the online shopping ride!

For online shopping, additional authentication pass code to be verified by VISA or MSC from August 1, 2009 onwards. ......

RBI to make banks responsible for their recovery agencies

The Reserve Bank of India (RBI) is working on setting up guidelines that will make banks responsible for ensuring that their recovery agencies do not recruit recovery agents with a criminal background ......

Central Information Commission gives 15 days to SBI card to set up information redressal mechanism

CIC has directed SBI cards to set-up a proper information redressal mechanism within 15 days. ......

Disha Financial opens sixth centre in Hyderabad

Disha Financial opens its sixth credit counseling centre in Hyderabad and plans new centres to provide education and debt settlement services in Indian metros ......

RBI to regulate retail banking settlement systems

RBI to regulate retail banking settlement systems by the payment and settlement bill passed by the parliament ......

Did you know...?

Frequently asked questions: Billing and payment

faqs on credit card billing and payment ......

General Frequently Asked Questions: Credit Card

general faq's on credit cards ......

Make your card work for you

Keep these in mind to get the maximum out of your card ......

Name of Card

Grace Period (days)

Joining Fee (Rs.)

Annual Fee (Rs.)

Purchase Interest Rate (%)

Kotak Trump Gold Card

Up to 48 days

Free

41.79%

HDFC-Platinum plus credit card

Up to 55 days

Free

399

39.77%

IndianOil Citibank Credit Card

Up to 55 days

Free

41.69%

Kotak Fortune Gold Card

Up to 48 days

Free

41.79%

Standchat Gold

Up to 48 days

1123.6

2247.2

41.80%

ICICI Bank Gold Business card

Up to 50 days

Free

45.00%

ICICI Bank CESC Cobranded card

Up to 50 days

Free

41.69%

ICICI Bank Dentist's card

Up to 50 days

Free

41.69%

CANCARD Visa International

Up to 50 days

281

Free

33.71%

BOBCARD EXCLUSIVE card

Up to 50 days

Free

33.71%

Documents Required

CIBIL Credit Information Bureau Report Request Form

Now, you can apply for your own Credit Information Report (CIR) from CIBIL at a minimial cost. ......

PAN mandatory for credit card application

PAN may become mandatory for all financial instruments ......

Now lenders are well equipped!

Credit report ......

Avoiding common problems faced by credit card customers

Describes the common problems faced by Credit Customers and steps to avoid them ......

Loan on Credit Card: A quick personal loan without documents

- Loan on credit card, which is nothing but a personal loan, but without the usual documentation and delays associated with a personal loan. Loan on credit card is different from the typical cash with ......

Eligibility Criteria

Now you can get your own credit report from CIBIL

CIBIL introduces its manual system to provide consumers with their own credit history on a test basis. ......

HDFC Bank launches Visa Signature premium credit card

HDFC Bank launches the Visa Signature Credit Card which will have a credit limit of Rs. 3 lakh upward and will be available to customers only by invitation. ......

Citibank to revamp retail business, expects 30 per cent growth in 2007

Citibank is set to change it business strategy in India and expects a 30 per cent growth in business in 2007, as a result of the revamp. Citibank plans to increase business volumes without increasing ......

PNB identifies JV partners for credit card business

Punjab National Bank (PNB) will collaborate with Venture Infotech Global Pvt and American International Group Inc (AIG) consortium as joint venture partners for the bank's proposed credit card busines ......

HDFC Bank launches World MasterCard credit card

HDFC Bank has announced the launch of HDFC Bank World MasterCard Credit Card targeting high-end customers. The HDFC Bank World MasterCard credit card will have a credit limit of Rs 3 lakhs upwards and ......

Tools and Calculators

Personal Loan Eligibility Calculator

Loan Amortization Calculator

Impact of Changed Rates Calculator

Should I Pre-Pay My Loan Calculator

Should I Transfer My Loan Calculator

Credit Cards

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