Featured Products
Name of Card
Annual Fee (Rs.)
Grace Period (days)
IndianOil Citibank Credit Card
Free
Up to 55 days
HDFC-Platinum plus credit card
399
Up to 55 days
Citibank Cash back card
Free
Up to 55 days
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Credit Cards: Safety Features
safety features of credit cardsApnaloan.com Research Bureau
10 Aug 2007
Credit cards are widely used across the world. As attractive as this payment mode is, security concerns are paramount in these cashless transactions at various points. For instance, though the credit card company grants a credit card after carefully scrutinizing the financial history and other records of an individual, there are several cases of default on the part of customers.
Merchant establishments for instance, have to guard against a stolen card
being used. Or, cardholders themselves may find that their cards are
stolen. Apart from the steps taken by the card issuer to ensure no breach of
security, there are several steps you could follow to reduce the possibility
of fraud.
- As soon as you receive your credit card, check that your name is spelled correctly.
- Sign on the signature panel strip behind the card.
- Keep a record of your card number and other details separate from the card.
- Do
not give your card to anyone else.
- Do not disclose your permanent identification number (PIN) to anyone.
- Memorize your number and destroy the PIN mailer.
- Never sign blank
charge-slips.
- Keep a record of the signed charge-slip for your records and check the same on receiving your monthly statement.