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Date : Jan 21, 2009


sir, my brother was using two credit cards and had one personal loan all three taken in 2008 but he expired in december last year due to chronic liver disease which he was suffering for the last six years. now the banks are after us to clear his debt. can we go for a settlement with the bank if yes how much wave off we can demand. the outstanding amount of two credit cards are 40000(approx.) and 15000(approx.). personal loan outstanding principle is 50000(approx). please advise.


We would advise you not to go for a settlement. To know for about kindly click on the effects of settlement.



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