Home   >>    Articles   >>    Historical Queries   >>     Credit Card   >>    18788-closed-HDFC-Credit-card-settlement-2007-zero-balance
Get Credit Card Offers
A maximum of 5 providers will compete to give you the best rates (Oct 2016)





I authorize the website and its partner providers to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use

Search Queries related to...

Did not get what you were looking for? Ask an Expert

Ask An Expert

Date : Jan 22, 2009


I have closed my HDFC Credit card as settlement on 2007. I got the zero balance statement also. Now in CIBIL its shows written off - I'm not able to get any personal loan. Kindly guide me how to change the status from written off to cash paid. Kindly suggest do i need to pay the difference amount


When you go in for a settlement, banks can and will legally report you as a defaulter - to the extent of the dues foregone by them - at the credit bureau. All details concerning your default stay at the credit bureau for 7 years. In this period, anytime you apply for a home loan, personal loan or a credit card the details of your default will show up during the verification process and it becomes highly unlikely that any lender will lend you credit. So we would advise you to pay the entire dues to enhance your credit profile. This would increase your chances of getting any credit facility from various banks at decent terms in future.



21012 i want to apply axis bank credit card so give me info. about this processing i have a governmen
20999 sir i have a salary account in a a bank,and in the dus course i applaied for a credit card and
20976 i have credit card from hdfcbnk with limit of only 30000 from more then one year i have paid th
20968 I have a serious issue with the Deutsche bank credit cards division. I was not getting my month
20949 sir i am having an icici credit card and am asking for a settlement for my dues and the amt tol
20946 sir,i have a salary account in hdfc bank and i opened it in 2008 march,i used it for 4 months a
20938 what is the terms and conditions to take a credit card from any bank
20780 Sir, I have a SBI Credit Card, Which I am paying my dues regularly. I recently called the Custo
20717 I am holding a Credit Card, the agent offered me settlement and initially I have decided to go
20706 sir, my name is sunil from mumabi aroune 2yr back i use to have icici cc with a credit limit of
20697 is minimum paying of credit card amount offer safe?
20696 i have thomas cook icici credit card ,and i want to do balance transfer ,so may i know what wil
20656 i submitted all my documents to axis bank person,he told me ur salary is 14200/pm.with cuttings
20652 my salary is 15000/p.m.iam getting 14200/p.m,is this amount not sufficient for appling credit c
20586 dear Sir, My credit card was used by my cousin of 15yrs age at a renowned company store without
20555 I have applied for the Pl in city and they are not able to give me the same due to cibil is sho
20545 I have settled my credit card dues and received the NOC from the Bank. Does my name still exist
20536 Among the various Credit Cards available today, I would like to have a credit card which has th
20526 should i give cse(three digit number written on back side) while shoping.
20513 I did the settlement for my card a year back and now when i applied for personnel loan, bank re
20509 I have a Manhattan credit card. 2 years back I had taken a medical insurance policy for my pare
20507 I owned a credit card in 2002 (7 years old case) which got stolen and fraud transactions worth
20494 I had standard charted bank credit card 3 yr back and i closed that card by paid all outstandin
20489 i want acredit card which one is best for me
20475 Just wanted to know about all the credit cards that I am eligible for..
20471 Sir, I would like to apply for a credit card which offers the least interest rate. My income is
20444 I have a debt of around 60000 in credit cards in various banks, due to recession I have lost my
20431 hi.. my name is raj burhan khan, my monthaly income is 6500/- am i eligible for credit card or
20428 sir if i buy sbi credit card and i use just once a year then do i have to pay charger for the w
20421 hello sir. when I was studing, Citi bank offered a gold credit card under a student scheme. fro