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Date : Dec 17, 2008

Question

Hi Harsha, This is Mahendra Kommareddy. I have a 2 years of experience in IT(Software) and Planning to do MBA in US.My Question is about MBA funding(Education Loan). I heard that banks like SBI,HDFC will offer upto 20 lakhs for foreign MBA. We have a agricultural land beside the National Highway which will fall under rural area. I want to submit that land as a collateral to the bank. Now my question is banks will accept agricultural land as a collateral bcoz as it is in rural area?? if they won't accept can u suggest some other alternative ways to get MBA funding other than scholarships. Regards Mahendra

Answer

Banks do not accept agricultural land as security for education loan. You can take an education loan against collateral security such as life insurance policies with high surrender value.

You can get an education loan for a mid-career course. You can check whether the institute has a tie-up with some banks. Some organizations also have tie-ups with banks to offer loans to individuals pursuing such courses.

 

 

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