After all the hard work you have finally been offered admission to the university of your choice. You now need to tie up the finances so that you don't have to worry about money while you are studying hard. If you or your family members don't have the income to justify the loan and also cannot offer any security for the education loan you can still get a loan up to Rs. 4 lakhs. For loans larger than that you will have to provide security such as real estate and/or a guarantee from a person earning sufficient income. If your household income is certified as less than Rs. 4 lakhs per annum then the interest during the study period will be borne by the Government of India. Fill in the form on this page and we will send your details to the major lenders including lenders specializing in offering education loans. You can choose from among the lenders depending on
- Amount of Loan sanctioned
- Interest Rate
- Discounts available for girl students
- Processing Fees
- Type of Security accepted
Or any other point that matters to you.
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Date : 20 Jan, 2009 Question I am looking for an education loan for studying.Can i mortgage agriculture worth the loan amount to get the loan? Is there any problem in mortgaging the property that is in a different state than where I want to take the loan for example-bihar/jharkhand Answer
You need to have a guarantor for the education loan to be sanctioned. If you fail or are incapable of repaying the student loan, the guarantor will have to clear the debt. Usually, most banks require the guarantor to have a net worth and/ or annual income equivalent or more than the education loan amount. It cannot be availed by mortgaging any of your assets. |
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| 21171 | i want loan for a certification course of six month, course name is CCNA | ||
| 21127 | please give detail for aducation loan ,i am the student of GNIIT | ||
| 21107 | I am planing to do MBA from kohinoor Institute in Khandala,pls suggest some banks with Lowest I | ||
| 21071 | We wish to avail education loan for our son's studies for MBA. Please let me know if we pay in | ||
| 21061 | As i'm doing MBA in ICFAI university,tripura in hyderabad,india..so i need education loan for m | ||
| 21058 | To avail 14 lacs loan for Education, suggest which bank provides lowest rate of interest and al | ||
| 21037 | Hey, i am Sahil, from bangalore, i want to know about loan which bank give me education loan fo | ||
| 20979 | sir i want know whole detail education lone | ||
| 20978 | i want education loan for learning B. Pharm give me suggestion | ||
| 20964 | I want loan for Education,and Home repairing which bank is good to apply. | ||
| 20958 | Sir, I got education loan of a lakh for getting BE degree.I ve finished this year and working i | ||
| 20914 | sir,i want education loan for mbbs in india of 5 lacs.but my father works abroad . what r the t | ||
| 20876 | URGENT : My Father-in-law had taken Educational load from SBI for Higher education of my wife. | ||
| 20788 | which bank has minimum interest? what papers required? which bank is suitable for MD/MS for upt | ||
| 20763 | Which banks are providing loans for B.Tech with degree from USA / UK / Australia at competetive | ||
| 20688 | sir. i want to do international cfa i.e us cfa. i am suppose to pay my registration fees throug | ||
| 20679 | Sir, I have got admission in FT ranked global B school but loan is requiredd which is nt easy t | ||
| 20631 | I have around 7 years of exp. in HR in India and UAE, I holds a bachelor degree in Science and | ||
| 20609 | Sir This is santhosh from chennai i am an orphan how will i get education loan for my mba educa | ||
| 20582 | Hi I am planning to pursue my education in the United states. I am looking for an education lo | ||
| 20558 | i want education loan for abroad.I got admission in NewZealand.And i need 6 lakhs.My father is | ||
| 20557 | i want to know about loan for MDS course?what will be the interest rate and recovery process? | ||
| 20550 | I need an education loan of Rs.20 lac for my MS in UK .i have also received an unconditional of | ||
| 20521 | Hi, I need a loan of 22 lacs for my Visa. I am going for a 2 year course to Australia. However | ||
| 20511 | can i get the edu loan | ||
| 20503 | sir, i am in need for educational loan for doing pilot training about 18 lakhs.. but i can,t | ||
| 20500 | sir can i get education loan for my son for 2 yr MBA at ISB HYDERABAD Rs.7.5lakhs my service in | ||
| 20499 | dear sir, i want educational loan for MMS.my father is expired so is it possible for me to atta | ||
| 20490 | sir,i want to have a loan for my mba through CAT,upto 7.5 lakhs.which bank will charge me least | ||
| 20386 | Dear Sir , i want education loan of Rs 750000. What is third party gurantee ? Can anyone give t | ||