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Date : Jul 22, 2009

Question

sir, my wife and i got into home loan jointly 4 months back, but did not discuss on share of EMI's at that time, my wife is paying EMI from her account, can you let us know am i eligible for tax benifits? currently i have applied for tax saving benifits in my office, but towards year end will there be any issues? property and loan are on both of our names.

Answer

Yes, you can get tax deudction benefits on the loan. Each co-owner to the said property who is a co-borrower to the loan can get tax deuction benefits on the home loan to the extent of your respective shares in the loan.

 

 

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