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Date : Jul 28, 2009

Question

I have let out my own house which is in the outskirts of the city and live in rented house inside the city. I have a housing loan on my house @ 12.42% fixed interest. Will I get refinance from other banks?

Answer

Since you have taken a home loan at a floating rate of interest, it is anyways subject to change. You should explore the option of changing your home loan lender if you have maintained a good track record of repayment on the loan. Tax calculation can change the view on pre-payment. You can also check the 'Should I switch my loan' calculator.

 

 

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