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Date : Aug 2, 2009

Question

Respected Sir, Iam Akalya,I Want to know some details regarding loan. My Mother has got registered with a house in her name these month from her mother. She is getting a salary of Rs.4000 P.M and from these month she is getting a rental income of Rs12000 P.M (at tambaram Santoriam Chennai) ,Can She get a Loan Amount of Rs.450000 on the basis of these property or these rental income,salary.As the registration has taken place these month only she didnt have Any IT Filing Proof .Whether she can gat a loan or not .please revert me back. Thanking you, Akalya

Answer

You can only get a loan against freehold, clear title property based on the income.

 

 

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