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Date : Aug 5, 2009

Question

Hi Harsh, I want to take a home loan for construction on top of our house which my father owns.Will I be able to claim tax benefit on the home loan since the home is in my father's name? Thanks, Prasad.

Answer

No, you cannot get tax deudction benefits on home loan unless you are co-owner to the said property as well as co-borrower to the loan.

 

 

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26509 I already have a education loan and a two wheeler loan my income 20000Rs how much home loan wil
26506 Hi Harsha, I availed a home loan balance transfer from Bank A to Bank B. The Bank B was suppos
26501 SIR I WAS OPENED NRI A/C IN 2005.IAM IN SINGAPORE.NOW IHAVE A PLAN IN MY HOMETOWN I WLL BUILD A
26500 I Got loan from SBI ,but now i need more money for my personal expenses and i constructing the
26497 I am an army officer.will you please tell me what is the max limit of house loan i can take fro
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26493 we have applied for 10 lakhs SBI Loan. we have paid 5.5 lakhs for land.House cost is 20 lakhs.A
26492 What charges are generally applicable for balance transfer of home loans?
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26489 I want to take a construction loan as I have a DDA Expandabale flat in Dwarka, New Delhi......a
26488 sir, is there any penalty if 10 lacs SBI loan is completely returned after six months.
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26484 Hi Harsh, I've heard that before they grant a loan, banks take the age of the building into ac
26477 Hellow sir i want to purchase a room in chawl system 200 200(1 1) ownership society establish
26476 I have purchased a house which is registered solely on my name. However, me and my wife are co-
26474 I have a total liabilities of 8 lakhs. I have got only one house and retired. my son is employ
26469 Hello Sir, I have a flat in Indirapuram, Noida and I have its possession and would like to sell
26468 dear sir i am looking to take a home loan for 2000000 for a flat. which is the best option for
26467 Hi,If I purchase a new flat with joint agreement with my spouse name.Can we both apply for SBI
26466 I want to buy plot in Pune which is an NA plot. Kindly let me know if can get a loan on the p
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26462 I am purchasing flat from builder. Plan for apartment/building (G 3 floors) is approved by gram
26460 I wish to transfer my existing loan from Axis bank to another bank where rate of interest is lo
26459 Which bank and which option is very much suitable for low intrest at present and in future
26457 Want to buy a flat @Navi Mumbai. Budget 15-18lacs. Loan required 7lacs for a period of 15years.
26456 I have availed housing loan from SBI for Rs.9,80,000 @ 10% interest rate.I am repaying the loan
26452 I wish to buy a home in Gazhibad city. Description as follow : 1. House cost around 17Lacs wit
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