Home   >>    Articles   >>    Historical Queries   >>     Home Loan   >>    26542-Harsh-I'm-25Yrs-home-loan-construct-houses-Land
Get Home Loan Offers
A maximum of 5 providers will compete to give you the best rates (Jun 2017)
 
 
 
Yes No    
 

Preferred Banks
  •  Any 5
  •  INDIABULLS
  •  ICICI BANK
  •  HDFC
  •  AXIS BANK
  •  KOTAK BANK
  •  DHFL
  •  STAN CHART
  •  HSBC
  •  CITIBANK
  •  RELIANCE
  •  IDBI BANK

 
 
 
 
 
 

I authorize the website and its partner providers like HDFC Ltd, ICICI Bank, DHFL and other banks/NBFCs to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use

Search Queries related to...

Did not get what you were looking for? Ask an Expert


Ask An Expert

Date : Aug 16, 2009

Question

Hi Harsh, I'm 25Yrs and want to take a home loan and construct houses. I have Land and these houses after construction will fetch a rent of 12k to 15K. My gross annual income is 6Lac. Please let me know will this rent be considered when i take loan. What will be the eligible loan amount. My Current Savings are 8Lac Appx.I Stay in Bangalore and Want to build houses in my home town. Can i take loan in Bangalore or in My home town only. Please suggest. Thanks a lot. Kiran

Answer

You can get a home loan of upto 3.5 to 4 tims your annual gross income. Check the home loan eligibility calculator. Some banks do provide loans against rent receivables. Check the home loan comparator for offers from various banks.

 

 

26457 Want to buy a flat @Navi Mumbai. Budget 15-18lacs. Loan required 7lacs for a period of 15years.
26456 I have availed housing loan from SBI for Rs.9,80,000 @ 10% interest rate.I am repaying the loan
26452 I wish to buy a home in Gazhibad city. Description as follow : 1. House cost around 17Lacs wit
26448 Is home loan available on lal dora area of delhi. I want to buy house on lal dora notified area
26447 Dear Harsh - I have a home loan for around Rs 28 lakhs taken along with my wife (joint home loa
26445 Sir I am a working in a pvt sector and with my present income able to save about Rs.2000 pm apa
26440 iay ,can i get any tax rebet onthe intrest part ?constructionm planning to buy a residential pl
26437 sir... i have seen a layout whose plan is panchayat approved. i want to buy the land and constr
26434 Dear Harsh, I have a existing home loan for a flat in thane(curent outstanding 31.6 lacs) with
26430 Sir, i have a property with me(new flat bought from the builder) which i need to sale... thefla
26417 Hello Sir,i m ex-serviceman i want to procedure to withdraw AGIF money.
26416 where do we get non encumbrance certificate from for last 30 years to attach with home loan app
26414 FORMAT REQUIRED FOR MHADA NOC FOR HOME LOAN
26412 What is the best home loan from sbi. sbi max gain or the normal home loan. Which interest is go
26410 hi, i have an existing home loan with ICICI bank, i still have to pay 1426341, right now the in
26408 Me and My wife wants to go for joint loan as she being co borrower.If i pay the 100% EMI ,can
26406 Hi Harsh, My mother is having a property. Can i take home loan for construction of a house on t
26405 I am planning to go for a home loan from Axis bank. I would like to know if I can go for an ins
26404 Dear Mr. Harsh Roongta, I currently own a property jointly with my daughter. I had taken a loa
26400 I want to buy a small flat in mumbai, whose carpet area is 250 sq ft. Am I eligible for a home
26397 I have selected a flat to purchase which is not yet registered. Flat papers are on the name of
26396 Hi, there is a property in bhayandar west which is being sold as a foreclosed property by a ban
26394 I have availed of a loan from BHW now known as deustche postbank. My current rate of interest f
26386 Sir , I want to repay my home loan of an amount of rs 10,00,000 taking money from my mother . H
26384 Dear Sir, Request you to let me know the current srvice tax and vat charges applicable in Baga
26383 which home loan is better LIC or Axis and why ?
26380 I am eligible for 30 lakhs home loan at SBI as well as HDFC. What you suggest sir, Can i take a
26379 I have taken home loan from LIC HFL for Rs. 5lacs in Jan 2008. Now the present interest is 10%.
26373 I wish to avail 18 Lacs Home Loan in coming one month. Please advice which bank offers lowest r
26371 I want to buy one builder apartment in resale from the first Allote. The first allote has not y