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Date : Aug 16, 2009

Question

Hi Harsh, I'm 25Yrs and want to take a home loan and construct houses. I have Land and these houses after construction will fetch a rent of 12k to 15K. My gross annual income is 6Lac. Please let me know will this rent be considered when i take loan. What will be the eligible loan amount. My Current Savings are 8Lac Appx.I Stay in Bangalore and Want to build houses in my home town. Can i take loan in Bangalore or in My home town only. Please suggest. Thanks a lot. Kiran

Answer

You can get a home loan of upto 3.5 to 4 tims your annual gross income. Check the home loan eligibility calculator. Some banks do provide loans against rent receivables. Check the home loan comparator for offers from various banks.

 

 

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