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Date : Aug 16, 2009

Question

Dear Sir Just wanted to know i am trying to buy a flat in pune and looking at loans .Currently sbi seems to be the cheapest followed by hdfc .Pl tell me whats your personal expert veiw.Personally i dont have a ny loan on my head and i am 36 should i goi for loan with insurance for 20yrs or 15 yrs .whats your overveiw of interest rates for the coming 5 yrs.

Answer

There is nothing like a best bank. Banks offer interest rtes based on customer profile and loan requirement. Check the home loan comparator for offers from various banks. It is very difficult to predict interest rates movemnets. It is, however, well recognised that interest rates move in cycles, with highs and lows. The factors affecting interest rates are numerous such as inflation, money supply, foreign exchange flows etc.

 

 

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