HSBC Bank offers international credit cards which include HSBC Gold and Classic credit cards. The card is widely accepted at over 18 million establishments worldwide and at over 100,000 establishments in India. The cards offer 100% discount on fuel surcharge. In addition, HSBC Bank offers free life insurance cover ranging from Rs 40000 to 20000 depending on the card. Cardholders receive special services like 24x7 personal, medical, and travel assistance.
Features
Card Name
HSBC-Classic Card
HSBC-Gold Card
Network
Visa/Master
Visa/Master
Joining Fee (in rupees)
NIL
NIL
Annual Fee (in rupees)
700
2000
Add On Card - Issue Fee
Rs 350
Rs 1000
nterest Rate -on revolving Credit
44.25% p.a
44.25%p.a
Interest Rate -on Cash Withdrawal
44.25%p.a
44.25%p.a
Interest Rate - on Balance Transfer
0% interest rates for 3 month
0% interest rates for 3 month
Reward points
1 point for Rs 100 spend
1 point for Rs 100 spend
Surcharge on Fuel
0%
0%
Cash Withdrawal Fee
2.5% of the transaction amount (subject to a minimum of Rs 250)
2.5% of the transaction amount (subject to a minimum of Rs 250)
Late Payment Charges
NA
NA
Late Payment Fee
30% of the minimum amount ( subject to minimum of Rs 400 and a maximum to Rs 600 per month )
30% of the minimum amount ( subject to minimum of Rs 400 and a maximum to Rs 600 per month )
Overlimit Charges
Rs 500
Rs 500
Maximum Credit Free Period
upto 52 days
upto 52 days
Please add service tax @ 12.36% to all interest and charges * For account holder