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Union Bank of India Credit Card

Union Bank of India in association with VISA International offers International credit card Union Card-Classic, Silver & Gold. The card is widely accepted across the globe at all merchant establishments where VISA logo is displayed. Union Bank of India also offers a free accident insurance cover ranging from Rs 1 lakh to Rs 8 lakhs depending on the type of card you possess. Cardholders also have the advantage of applying for two add-on members on his/her card. Add on cards are issued only to spouse, major son, major unmarried daughter & parents.

Features



Card Name Union- Classic Card Union- Gold Card Union- Platinum Plus Card
Network Visa Visa Visa
Joining Fee (in rupees) Waived as an introductory offer Waived as an introductory offer Waived as an introductory offer
Annual Fee (in rupees) 200 300 500
Add On Card - Issue Fee

50

100 250
Interest Rate - on revolving Credit

20.40%p.a

20.40%p.a

20.40%p.a

Interest Rate -on Cash Withdrawal 24% per annum 24% per annum 24% per annum
Interest Rate - on Balance Transfer NA NA NA
Reward points One Reward point for every Rs.100/ One Reward point for every Rs.100 One Reward point for every Rs.100/
Surcharge on Fuel NA NA NA
Cash Withdrawal Fee Rs.125 per transaction Rs.125 per transaction Rs.125 per transaction
Late Payment Fee 100 100 100
Overlimit Charges Rs.100 for Each Occasion Rs.100 for Each Occasion Rs.100 for Each Occasion
Maximum Credit Free Period 20 to 50 days depending on the date of purchase 20 to 50 days depending on the date of purchase 20 to 50 days depending on the date of purchase

Please add service tax @ 12.36% to all interest and charges

* For account holder

Union Bank of India Products:


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