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ICICI Bank Home Loan

Features

  • Doorstep service
  • Speedy loan sanction
  • Simplified documentation
  • Attractive interest rate options: Floating Rate, Fixed Rate or Part-fixed and Part-floating Rate
  • Loan amounts ranging from Rs. 3 lakh to Rs. 3 crore
  • Sanction prior to selection of property     
  • Insurance options for your Home Loan at attractive premium
  • Prepayment charges shall not be applicable if the loan is prepaid (pre-closed) out of own sources of funds.
  • Free Personal Accident Insurance

Eligibility

ICICI offers Home Loans to Resident as well as Non Resident Indians    
  • Applicant must be at least 25 years of age when the loan is sanctioned    
  • The loan must terminate before or when applicant turn 65 years of age or age of retirement, whichever is earlier.
  • Applicant must be salaried or self-employed with a regular source of income.

Loan Amount

It is restricted to a maximum of 80% of the cost of property (Agreement value + Stamp Duty + Registration charges) or the cost of construction as applicable.

Documents Required

  1. Completed application form
  2. Passport size photograph
  3. Proof of Identity PAN Card/ Voters ID/ Passport/ Driving License
  4. Proof of Residence, Recent Telephone Bill/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID
  5. Proof of business address in respect of businessmen/ industrialists
  6. Sale Deed, Agreement of Sale, Letter of Allotment, Non encumbrance certificate, Land/ Building Tax paid receipt etc. (as applicable and subject to satisfaction report from our empanelled lawyer)
  7. Copy of approved plan and approval from the Local Body
  8. Statement of Bank Account/ Pass Book for last 6 months

ICICI Bank Products:


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A maximum of 5 providers will compete to give you the best rates (Sep 2016)
 
 
 
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Preferred Banks
  •  Any 5
  •  INDIABULLS
  •  ICICI BANK
  •  HDFC
  •  AXIS BANK
  •  KOTAK BANK
  •  DHFL
  •  STAN CHART
  •  HSBC
  •  CITIBANK
  •  RELIANCE
  •  IDBI BANK

 
 
 
 
 
 

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