Attractive interest rate options: Floating Rate, Fixed Rate or Part-fixed and Part-floating Rate
Loan amounts ranging from Rs. 3 lakh to Rs. 3 crore
Sanction prior to selection of property
Insurance options for your Home Loan at attractive premium
Prepayment charges shall not be applicable if the loan is prepaid (pre-closed) out of own sources of funds.
Free Personal Accident Insurance
Eligibility
ICICI offers Home Loans to Resident as well as Non Resident Indians
Applicant must be at least 25 years of age when the loan is sanctioned
The loan must terminate before or when applicant turn 65 years of age or age of retirement, whichever is earlier.
Applicant must be salaried or self-employed with a regular source of income.
Loan Amount
It is restricted to a maximum of 80% of the cost of property (Agreement value + Stamp Duty + Registration charges) or the cost of construction as applicable.
Documents Required
Completed application form
Passport size photograph
Proof of Identity PAN Card/ Voters ID/ Passport/ Driving License
Proof of Residence, Recent Telephone Bill/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID
Proof of business address in respect of businessmen/ industrialists
Sale Deed, Agreement of Sale, Letter of Allotment, Non encumbrance certificate, Land/ Building Tax paid receipt etc. (as applicable and subject to satisfaction report from our empanelled lawyer)
Copy of approved plan and approval from the Local Body
Statement of Bank Account/ Pass Book for last 6 months