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SBI Personal Loan

State Bank of India's Personal Loan

SBI personal loans can be availed of for any legitimate purposes such as expenses for domestic or foreign travel, medical treatment of self or a family member, meeting any financial liability such as marriage of son/daughter, defraying educational expenses of wards, meeting margins for purchase of assets and other financial requirements if the borrower has the ability to pay back.


You are eligible if you are a Salaried individual of good quality corporate, self employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing.    

Loan Amount

Your personal loan limit would be determined by your income and repayment capacity.
Minimum  : Rs.24,000/- in metro and urban centres

Rs.10,000/- in rural/semi-urban centres

Maximum : 12 times Net Monthly Income for salaried individuals and pensioners  subject to a ceiling of Rs.10 lacs in all centres

Documents Required

Documents Required

Latest salary slip and Form 16.

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