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Home Loan Eligibility Calculator (Advanced)

Welcome to an advanced version of the home loan eligibility calculator. We have added a new parameter - your EMI outflows on your existing loans. (In the other version, we assume that you are a debt-free customer.) So, you want to check out the amount you could be eligible for after accounting for your existing debt? The calculator adjusts your debt against your monthly income to give you your eligibility. Obviously, your eligibility will be less than when you would have been debt-free. After that it is bar chart time, orange and green - the former, your required loan amount, the latter, what you actually qualify for. So long as the green bar remains green, you are on velvet. The moment it turns red, you know that your requirement compares disadvantageously with the amount you are eligible for. Nevertheless, we think that the best thing here is that you will get a better idea of what your purse can stand. This in turn will give you a clearer view of properties you can afford at the present time.

Happy calculating!

Note: All calculators and comparators are made based on certain assumptions which may not be true in your case. You should consult your personal financial advisor before taking any decision. Apnaloan disclaims any responsibility for any decision taken based on these calculators and comparators.