Loan Against Property (LAP): Overview

A loan against property is a loan against your house or even a plot. If all the land titles are in place, you have an income and you are eligible then this is the cheaper loan option for you. Though the interest rates on this loan are higher than that of a home loan, it's cheaper than that a personal loan or a loan against security.

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LAP: Documents Required

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LAP: Eligibility Criteria

  • Calculate your LAP eligibility?
    • Compare Loan Against property (LAP) eligibility amount as per your income for various tenure from various banks for residential as well as commercial properties.

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    LAP : E.M.I

    • LAP E.M.I for various loan amounts
    Check out LAP EMI to decide the best tenure which suits your pocket.


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    Get Loan Against Property Offers
    A maximum of 5 providers will compete to give you the best rates (Feb 2012)
    Loan Against Property of over Rs. 502 crores applied for in 2012
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    LAP versus

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    LAP: Process

    • Loan against property: Process
    • Secure a loan with your property

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    Decision-making Corner

    • LAP Comparator
    • LAP Interest Rates
    • Floating or Fixed Interest Rate Calculator
    • EMI Calculator

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