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Date : Aug 9, 2009

Question

Hello this bhargavi. We need loan of 5 Lacks on property whose market value is 20Lacks. Actually my dad has expired and he did AGPA( general power of attoreney and agrement of sale) on mothers name 15years back. The current bills water bills and property tax bills are on my mother name itself.Can i get loan on this property .. I can repay it soon that is in an year. The property value is 20Lacks, loan required is 4 to 5Lacks. Rate of interest doesnt matter. suggest me the solution. The house is located at saidabad colony.

Answer

Your mother can get a loan agaisnt property based on your income and provided that the property is freehold. However, most banks may not readily provide loansfor GPA properties.

 

 

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