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Date : Nov 9, 2008

Question

I want to know about Retirement insurence Benefit Plan, and deatils which plan I should select and whom I can contact. I am 54 yrs old now.

Answer

At the age of 54 we would not advise you to go for Retirement insurance benefit plans. Retirement benefit plan in turn are pension providers, which in financial terms means a regular cash flow. So if you have any corpus you can invest the same into schemes which give you a regular source of income.

If you plan to retire at the age of 60 then you need to invest this money as per your risk profile. Generally it is 100 minus age should be the amount invested into equity.

 

 

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