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Personal loans demystified

Introduction to all kinds of personal loans: Bank finance, lending, credit

Apnaloan.com Research Bureau

10 Aug 2007

Personal loans are often referred to as all-purpose loans. They come in handy for purchases for which you may not have ready cash. Welcome to the world of personal loans.

Many times, you may have thought of buying a consumer durables item with a consumer durables loan. However, it is advisable to go for a personal loan for consumer durables. The reason is, though personal loan clearance takes slightly longer, the rate of interest is often lower.

Flexible repayment periods and availability of various schemes make personal loans an attractive option. Besides, you can use them for any purpose with no questions asked.

Before you decide on a personal loan, go through our information package on the subject. It will explain and simplify the personal loan procedures and the necessary paperwork so that you can make an informed choice.

The sections walks you through each aspect of the finance so that you can read the fine print and decide on the right loan.

And that will be all you ever wanted to know about personal loans.