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Date : Apr 7, 2009


dear sir i have utilised my credit card and converted the amount into EMI s , i paid 5 EMIs then i stopped to pay due to my financial problems , but now i got a new job with good salary and i tried to take a loan from the bank and clear all the outstanding ( 45000 and card was blcoked) but no bank is given me the personal loan due to bad credit histroy ...pls suggest me how to take a loan being bad credit history. pls help me sir


It is very unlikely for you to get any loan because of your bad credit histroy.



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