Home   >>    Articles   >>    Historical Queries   >>     Personal Loan   >>    22115-personal-loan-Five-Lacs-ICICI-Bank-Rate-Interest
Get Personal Loan Offers
A maximum of 5 providers will compete to give you the best rates (Oct 2017)

 

 

 

 

 

 

 

 

 

 

 

I authorize the website and its partner providers to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use




Search Queries related to...

Did not get what you were looking for? Ask an Expert


Ask An Expert

Date : Apr 12, 2009

Question

Dear Sir, I have a personal loan of Rs.5,00,000.00 ( Five Lacs) from ICICI Bank.Rate of Interest is 19.5%. I am paying EMI of Rs15082.00(Fifteen thousand eighty two )Monthly.Till date I have paid 14 EMIs of 48.My total outstanding loan ammount is approximately Rs400000.00 ( Four Lacs ).Now I want to switch my loan to another bank who can offer me less ROI.like Bank of India or any other bank. And also I have a cash ammount of 100000.00 ( One Lac) which I want use for prepayment of loan.Can I avail personal loan of 3,000,00(Three Lacs ) and add my one lacs for prepayment of loan ammount.In this way my EMI on personal loan will come down. Is this possible to do? Please help me ..........

Answer

Yes you can get another loan based on your income, repayment track recrod and employers profile. But your existing loan will have an impact on your new loan amount. However you might want to consider the prepayment penalty that you will have to pay to prepay your existing loan.

 

 

26541 Hi Harsh, I have taken a personal Loan of 3Lac and i have been paying the EMI regularly(Appx 14
25761 Hi : Till march 2009 I was working with a repute MNC in Mumbai with a net take home as 1.00 Lac
24941 if i have a home loan then also can i get a top up on my personal loan
24457 i have a bad credit and i need a personal loan for marriage . please advice what should i do .
24444 Hi Harsh, My name is Shailesh from hyderabad and i have to pay citi bank 12000 rupees and i ha
24438 sir, i have a salaried a/c in sbi and taken personal loan of Rs.2.5 lakhs on 29th August 2008 @
24382 good afternoon sir, sir i need a personal loan of 2lacs.what should i do for that? pls do reply
24367 i am in need of personal loan of 1 lakh rupees which can be repaid within 6 months. Could you p
24354 sir, i have taken a personal loan from HDFC Bank in jan-2009 with repayment in 36 months.can i
24351 i have applied for a car loan i come to understanti have default in payment in my personal loan
24343 i heard that hdfc bank is going to give loan with out interest up to 50,000. is it true? if so
24333 i have outstanding on my credit cards for which iam paying monthly 30 to 35 thousand iam thinki
24322 I am salaeried person get 12000p.m.I need 400000. what is the procedure to take loan from Natio
24308 From which bank i should take a personal loan with lower rate of interest ?
24305 i want to know my cibil record in personal loans, my name sunil mishara, dob 20-08-1982
24297 Sir, With due respect I would like to ask you that my net take home salary per month is Rs.171
24289 I am looking for personal loan of Rs. 100000/- rate of intrest must be 14% to 17% only.
24268 how can i get personal loan.
24233 My monthly salary is 7500 only i am working presently in WIPRO TECHNOLOGIES from past Six Month
24216 I have need personal loan amount 8 lac but I am not working job so please help me.
24212 I am working in private sector, I want to personal loan Rs. 50000/-, My monthly salary 7200/-.
24211 I have a bad credit history in the bank account that is one ECS return and one check return in
24197 Respected sir, I have invested RS8000 in UTI wealth builder fund.I need Rs 100000 loan.I am wor
24190 I am a salaried person with net salary 19000 p.m. staying at Mumbai. I am employed with company
24187 Hello Sir, I have some personal Loans, i have been paying all my EMI's in time since last 3 ye
24181 I WANT GET RS 20000 AS PERSONAL LOAN SO WHAT CAN I DO
24171 maximum possible personal loan
24130 I would like to inform you that, i would be taking personal loan, hence suggest me whether to t
24104 On this site the interest rate range for the personal loan from HDFC bank is 16.0 - 16.5 %. But
24075 Sir m 20yrs old m working inovt limited company for the salary of 6000pm but i need loan of 200