Home   >>    Articles   >>    Historical Queries   >>     Personal Loan   >>    22115-personal-loan-Five-Lacs-ICICI-Bank-Rate-Interest
Get Personal Loan Offers
A maximum of 5 providers will compete to give you the best rates (Mar 2017)

 

 

 

 

 

 

 

 

 

 

 

I authorize the website and its partner providers to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use




Search Queries related to...

Did not get what you were looking for? Ask an Expert


Ask An Expert

Date : Apr 12, 2009

Question

Dear Sir, I have a personal loan of Rs.5,00,000.00 ( Five Lacs) from ICICI Bank.Rate of Interest is 19.5%. I am paying EMI of Rs15082.00(Fifteen thousand eighty two )Monthly.Till date I have paid 14 EMIs of 48.My total outstanding loan ammount is approximately Rs400000.00 ( Four Lacs ).Now I want to switch my loan to another bank who can offer me less ROI.like Bank of India or any other bank. And also I have a cash ammount of 100000.00 ( One Lac) which I want use for prepayment of loan.Can I avail personal loan of 3,000,00(Three Lacs ) and add my one lacs for prepayment of loan ammount.In this way my EMI on personal loan will come down. Is this possible to do? Please help me ..........

Answer

Yes you can get another loan based on your income, repayment track recrod and employers profile. But your existing loan will have an impact on your new loan amount. However you might want to consider the prepayment penalty that you will have to pay to prepay your existing loan.

 

 

24308 From which bank i should take a personal loan with lower rate of interest ?
24305 i want to know my cibil record in personal loans, my name sunil mishara, dob 20-08-1982
24297 Sir, With due respect I would like to ask you that my net take home salary per month is Rs.171
24289 I am looking for personal loan of Rs. 100000/- rate of intrest must be 14% to 17% only.
24268 how can i get personal loan.
24233 My monthly salary is 7500 only i am working presently in WIPRO TECHNOLOGIES from past Six Month
24216 I have need personal loan amount 8 lac but I am not working job so please help me.
24212 I am working in private sector, I want to personal loan Rs. 50000/-, My monthly salary 7200/-.
24211 I have a bad credit history in the bank account that is one ECS return and one check return in
24197 Respected sir, I have invested RS8000 in UTI wealth builder fund.I need Rs 100000 loan.I am wor
24190 I am a salaried person with net salary 19000 p.m. staying at Mumbai. I am employed with company
24187 Hello Sir, I have some personal Loans, i have been paying all my EMI's in time since last 3 ye
24181 I WANT GET RS 20000 AS PERSONAL LOAN SO WHAT CAN I DO
24171 maximum possible personal loan
24130 I would like to inform you that, i would be taking personal loan, hence suggest me whether to t
24104 On this site the interest rate range for the personal loan from HDFC bank is 16.0 - 16.5 %. But
24075 Sir m 20yrs old m working inovt limited company for the salary of 6000pm but i need loan of 200
24071 What are the eligibility criteria for applying for personal loan with rate of interest
24065 Hello Sir, I want contact details (phone,bangalore) of the P/L. I am looking for lowest interes
24063 hi please be adviced that I am working in a company where my take home salary is around 13,000.
24058 Sir i had avialed icici personal loan of 2 lak one year back but i lost all my savings plus loa
24034 i have not paid my citifinancial personal loan e-mis from 3 months.. what will be the consequen
24031 Hello Sir,one of my relatives has taken a personal loan from 13 different banks and now he is n
24005 i want to get personal lone in lowest interest
24001 i need personal loan without producing salary slip
23962 Dear Sir, I am using ICICI VISA Credit Card since above one year and i am paying my dues before
23956 I have met with an accident and was on leave for 6 months... I used credit cards for all my nee
23950 i want to take personal loan for Rs 1 lLac,kindly suggest the lowest intrest charging bank
23947 Hi I am working in a private it company and i took loan in hdfc 1.5 years back.. i had 4 chequ
23925 Hi, I had applied for a personal loan for two times in HDFC bank. It was rejected both the ti