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Date : May 20, 2009

Question

Hi, I am Sathish from Bangalore (India). I took a Personal loan from HDFC bank on Jan 2009 for 3 years and I paid Loan EMI dues for 5 months. Now I want to switch/shift my personal loan to some other bank so that I can clear it on HDFC bank and pay the money through EMI in some other bank where I got fund/money to clear my HDFC Personal Loan. Please help me in this case to free my worries. Please reply me to my email id: kmskan@gmail.com Thanks, Sathish

Answer

Banks do not take over your existing personal loan. So you can either prepay the your loan or continue the loan. However you might want to consider the prepayment penalty before prepaying the loan.

 

 

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