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Date : May 27, 2009


Hi I am working in a private it company and i took loan in hdfc 1.5 years back.. i had 4 cheque bounces due to uccetain situations in 2 months. this happened 1 year back. I got another personal loan from barclays 8 months after i got loan from hdfc. currently am not able to apply for loan and the reason they are telling is due to cheque bounces. Am i eligible for personal loan now and in future and how can i solve this problem.


You can get a personal loan based on your income, repayment track record and employers profile. You can rebuild your credit record by making the payments on your current loans on time. You can apply for a personal loan on apnaloan where multiple banks compete for your loan.



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