Get Personal Loan Offers
A maximum of 5 providers will compete to give you the best rates (May 2012)

 

 

 

 

 

 

 

 

 

 

 

 

I authorize ApnaPaisa and its partner providers to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use

To get best offers from a network of over 300 service providers, simply fill up the adjoining application form. Our automated engine will match your requirements with a comprehensive set of offers in the market and connect you to a maximum of 5 providers who can service your need. WHEN BANKS COMPETE YOU WIN. You will yourself be able to decide which bank gives the best personal loan based on any of the following parameters:


  • Lowest Interest Rate
  • Lowest EMI
  • Maximum Loan Amount Offered
  • Lowest Processing Fees
  • Eligibility based on your credit report (from credit bureaus such as CIBIL)
  • Other Parameters

4 step process to get the best personal Loan

1) Make sure your credit history is clear by getting a copy of your own credit report from CIBIL. You can get the report online by logging into www.cibil.com . If your credit history shows any errors get them corrected first before you apply for a personal loan as lenders are likely to reject the loan application if the credit report shows any defaults in the past.


2) Make lenders compete, compete and compete. That is the best way you will get the lowest EMI as well as processing fees.


3) If loan eligibility is not an issue find out if a lower interest rate or lower processing fee is available if you reduce the loan amount


4) Other things remaining the same you can choose the loan that has a lower pre-payment charge


Looking for address of providers offering Personal Loan in Ernakulam


CITI Bank
Area
M G Road
Address
Photofast Hs., Door No.38/1581, Mg Road, Padma Junction, Cochin
Pincode
682035
City
Ernakulam
State
Kerala
IDBI Bank
Area
M G Road
Address
Dhanwantari Building, Near Padma Theater, Mg Road, Kochi
Pincode
682035
City
Ernakulam
State
Kerala
South Indian Bank
Area
Chellanam
Address
Amj Complex, I Floor, Chellanam Ernakulam, Kerala
Pincode
682008
City
Ernakulam
State
Kerala
Dhanalakshmi Bank Ltd
Area
Kaloor
Address
Dhanalakshmi Bank Ltd., M E S Cultural Complex Building, Ground Floor, Kaloor, Ernakulam
Pincode
-
City
Ernakulam
State
Kerala
Corporation Bank
Area
North Parur
Address
Door No.6/505 C Prakash Estate, North Parur
Pincode
683513
City
Ernakulam
State
Kerala
HDFC Bank
Area
Kadavanthra
Address
M K S Towers, Sahodharan Ayyappan Road, Kadavanthra, Cochin, Kerala
Pincode
682020
City
Ernakulam
State
Kerala