Personal Loan: Eligibility Criteria: Overview

You are eligible for a personal loan if you are a salaried individual, self-employed individual (own business), or a self-employed professional (doctor, lawyer, etc.). Other factors such as your income, age, residence, work experience, repayment capacity, past obligations and place of work are also taken into account. A personal loan can be used for any purpose provided it is legitimate; you need not mention the end use to the lender.

Compare various personal loan providers and decide for yourself the best option.
Personal Loan: Eligibility Criteria: Basics

Calculate the amount of personal loan you are eligible for based on your earnings for salaried

  • Personal Loan Eligibility Calculator For Self employed

Calculate the amount of personal loan you are eligible for based on your earnings for self employed.

  • Avoiding Common Problems Faced By Personal Loan Customers

Delays in disbursements and non-disbursement are some of the common problems. How do you tackle them?

  • Glimpse of personal loan rates offered by lenders across India

Interest rates of more than 30 banks at just a click.

Play one lender against the other, bargain on the upfront fee, apply towards the month-end. Try all the tricks in your bag to get the best personal loan deal for you!

Check the loan amortization calculator to get the actual principal and interest you pay for the loan.