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		<loc>http://blog.apnapaisa.com/2009/10/06/bank-not-reducing-your-home-loan-rate-make-a-phone-call/</loc>
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		<loc>http://blog.apnapaisa.com/2009/06/19/the-big-bang-reform-the-entry-load-on-mutual-fund-investments-to-go/</loc>
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		<loc>http://blog.apnapaisa.com/2009/06/18/arbitrage-funds-did-they-capitalized-on-golden-monday/</loc>
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		<loc>http://blog.apnapaisa.com/2009/06/17/can-i-get-my-medical-reports-please/</loc>
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		<loc>http://blog.apnapaisa.com/2009/06/12/can-an-insurance-company-advertise-adventure-sports/</loc>
		<lastmod>2009-06-15T07:20:45+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/06/12/preity-zinta-does-a-bungee-jump/</loc>
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		<loc>http://blog.apnapaisa.com/2009/06/15/bank-denying-education-loan-above-rs4-lacs/</loc>
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		<loc>http://blog.apnapaisa.com/2009/06/12/curious-case-of-the-two-mondays/</loc>
		<lastmod>2009-06-12T05:52:33+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/06/11/the-art-of-doubling-your-money/</loc>
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		<loc>http://blog.apnapaisa.com/2009/06/11/%e2%80%9ckaise-banoge-crorepati%e2%80%9d-want-to-know/</loc>
		<lastmod>2009-06-11T10:24:41+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/06/08/credit-card-defaulters-punished-big-time/</loc>
		<lastmod>2009-06-08T05:27:57+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/06/01/credit-card-debt-trap/</loc>
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		<loc>http://blog.apnapaisa.com/2009/06/01/irdas-short-sighted-approach-helps-insurance-agents-missell/</loc>
		<lastmod>2009-06-01T06:14:02+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/05/12/balance-transfercaught-in-the-net/</loc>
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		<loc>http://blog.apnapaisa.com/2009/04/24/reload-your-portfolio-with-stock-repair-strategy/</loc>
		<lastmod>2009-04-24T13:01:43+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/04/24/is-stock-market-the-right-indicator-for-our-economy/</loc>
		<lastmod>2009-04-24T09:10:35+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/04/24/combine-your-capitalist-attitude-with-a-social-cause/</loc>
		<lastmod>2009-04-24T08:19:20+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/04/22/microfinance-%e2%80%93-the-poor-man-loan-provider-2/</loc>
		<lastmod>2009-04-23T04:49:17+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/04/22/cashless-policies-preferred-over-reimbursement-plans/</loc>
		<lastmod>2009-04-22T04:41:23+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/04/20/an-update-on-icici-bank%e2%80%99s-b2-branch-free-banking/</loc>
		<lastmod>2009-04-21T05:30:06+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/02/27/study-loans-wary-lenders-or-lack-of-government-initiatives/</loc>
		<lastmod>2009-04-20T08:37:14+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/02/27/how-do-credit-counselors-work/</loc>
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		<loc>http://blog.apnapaisa.com/2009/02/27/how-important-is-budgeting-for-your-car/</loc>
		<lastmod>2009-04-20T08:34:24+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/04/07/is-it-the-right-time-to-invest-in-equity/</loc>
		<lastmod>2009-04-14T11:18:32+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/02/27/some-interesting-clauses-in-the-home-loan-agreement/</loc>
		<lastmod>2009-03-06T08:41:48+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2009/01/27/opportunities-in-oil-sector/</loc>
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		<loc>http://blog.apnapaisa.com/2009/01/21/hit-and-misses-of-2008/</loc>
		<lastmod>2009-01-28T11:30:18+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2007/08/21/home-loan-prepayment-issues/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/06/make-sure-you-stick-to-procedure-while-lodging-complaints/</loc>
		<lastmod>2009-01-28T11:05:26+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/11/07/nirmaya-icici-lombard-health-insurance-for-mentally-disabled/</loc>
		<lastmod>2009-01-28T11:04:07+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/11/11/some-job-titles-just-wont-get-you-a-loan/</loc>
		<lastmod>2009-01-28T11:03:31+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/11/11/mutual-funds-small-investor-option-for-a-diverse-portfolio/</loc>
		<lastmod>2009-01-28T11:01:18+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/11/19/retirement-planning-basics/</loc>
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		<loc>http://blog.apnapaisa.com/2008/11/21/the-funda-of-fundamentals/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/09/strip-strategy/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/13/cheap-realty-not-reality/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/30/islamic-decree-against-health-insurance/</loc>
		<lastmod>2009-01-20T10:41:37+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/12/06/large-debt-no-savingsshould-i-try-for-a-home-loan/</loc>
		<lastmod>2008-12-22T12:01:27+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/12/04/getting-off-the-cibil-list/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/04/personal-loan-or-home-loan/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/01/time-for-serious-negotiations/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/12/home-buying-take-advantage-of-todays-bad-economic-environment/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/18/the-magic-of-compounding/</loc>
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		<loc>http://blog.apnapaisa.com/2008/11/25/equity-investing-do-it-yourselfs/</loc>
		<lastmod>2008-12-17T09:58:45+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/11/21/investment-basics-know-the-game/</loc>
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		<loc>http://blog.apnapaisa.com/2008/11/21/tax-treatment-for-reverse-mortgage/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/14/tax-implications-of-medical-insurance-premium-paid-under-section-80d-of-the-income-tax-act/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/16/strap-strategy/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/06/constant-mix-portfolio-rebalancing-strategy/</loc>
		<lastmod>2008-12-17T05:57:48+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/12/07/risk-of-underestimating-risk/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/14/mutual-funds-%e2%80%93-unique-investment-gateway/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/13/mutual-funds-for-dummies/</loc>
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		<loc>http://blog.apnapaisa.com/2008/12/02/1035/</loc>
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		<loc>http://blog.apnapaisa.com/2008/11/21/tax-benefits-for-a-home-loan/</loc>
		<lastmod>2008-11-21T08:53:40+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/21/why-is-a-co-borrower-needed-for-a-home-loan/</loc>
		<lastmod>2008-11-21T08:45:23+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/11/21/should-i-take-the-home-loan-insurance/</loc>
		<lastmod>2008-11-21T08:39:16+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/05/new-home-loan-customers-get-benefit-of-low-interest-rate/</loc>
		<lastmod>2008-11-21T08:10:42+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/11/21/in-emis-why-is-the-principal-less-than-the-interest-paid/</loc>
		<lastmod>2008-11-21T08:03:36+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/09/22/bank-income-generators/</loc>
		<lastmod>2008-11-20T12:34:54+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/11/06/demystifying-rates/</loc>
		<lastmod>2008-11-20T12:32:06+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2007/04/01/personal-loan-approvedthen-rejected/</loc>
		<lastmod>2008-11-20T12:23:03+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2007/05/21/credit-card-payment-pains/</loc>
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		<loc>http://blog.apnapaisa.com/2007/07/07/credit-card-statement-misinformation/</loc>
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		<loc>http://blog.apnapaisa.com/2007/07/09/do-rbi-regulations-exist-for-banks-loan-rates-of-interest/</loc>
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		<loc>http://blog.apnapaisa.com/2007/07/21/defaulter-inspite-of-paying-off-dues-in-full-on-time/</loc>
		<lastmod>2008-11-20T12:22:38+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2007/07/27/unwanted-loan-on-credit-card/</loc>
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		<loc>http://blog.apnapaisa.com/2007/08/21/no-cash-back-on-cash-back-card/</loc>
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		<loc>http://blog.apnapaisa.com/2007/07/29/insurance-on-credit-cards/</loc>
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		<loc>http://blog.apnapaisa.com/2007/07/30/credit-card-payment-grief/</loc>
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		<loc>http://blog.apnapaisa.com/2007/08/21/who-regulates-interest-rates-for-personal-loans/</loc>
		<lastmod>2008-11-20T12:19:37+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2007/08/22/home-loan-amount-disbursed-no-home-but-paying-pre-emi/</loc>
		<lastmod>2008-11-20T12:19:29+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2007/11/30/bank-doesnt-keep-me-posted/</loc>
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		<loc>http://blog.apnapaisa.com/2007/10/22/pay-credit-card-duesdont-care-if-you-beg-borrow-steal/</loc>
		<lastmod>2008-11-20T12:18:44+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2007/09/30/personal-loan-charges/</loc>
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		<loc>http://blog.apnapaisa.com/2008/01/05/collection-agent-harassment/</loc>
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		<loc>http://blog.apnapaisa.com/2008/01/19/credit-card-default-blocks-defaulter-listing-recovery-agents/</loc>
		<lastmod>2008-11-20T12:17:56+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/02/01/pre-approved-personal-loans-from-hsbc/</loc>
		<lastmod>2008-11-20T12:17:48+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/02/05/non-maintenance-of-minimum-balance-charges-on-zero-balance-account/</loc>
		<lastmod>2008-11-20T12:17:33+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/03/03/home-loan-disbursal-without-borrower-consent/</loc>
		<lastmod>2008-11-20T12:17:25+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/03/14/floating-rate-to-fixed-rate-to/</loc>
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		<loc>http://blog.apnapaisa.com/2008/04/12/repayment-start-date-on-education-loans/</loc>
		<lastmod>2008-11-20T12:10:49+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/03/19/recovery-agent-harrassment/</loc>
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		<loc>http://blog.apnapaisa.com/2008/03/22/no-loan-ever-takenbut-emi-overdue-letters-keep-coming/</loc>
		<lastmod>2008-11-20T12:10:19+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/03/28/bank-says-loan-disbursedbuilder-says-no/</loc>
		<lastmod>2008-11-20T12:10:09+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/04/22/credit-card-complaints-no-one-at-the-bank-responds/</loc>
		<lastmod>2008-11-20T12:09:59+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/04/22/pre-approved-loan-facility-charges-processing-fees/</loc>
		<lastmod>2008-11-20T12:09:50+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/05/10/clear-flats-on-unclear-plot-of-land/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/16/personal-loan-required-banks-say-no/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/24/dipping-into-your-savings-ac-for-credit-card-outstanding/</loc>
		<lastmod>2008-11-20T12:08:51+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/05/26/demand-for-home-loans-to-remain-soft-in-2008/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/27/the-car-that-you-can-afford/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/27/goldglittering-as-ever/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/28/how-important-is-travel-insurance/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/28/multiple-credit-cards/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/29/hedging-your-portfolio/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/29/loan-against-property-101/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/29/money-for-a-short-while-go-for-secured-loans/</loc>
		<lastmod>2008-11-20T12:00:02+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/05/29/covered-call-%e2%80%93-an-option-strategy/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/29/is-health-insurance-needed-here%e2%80%99s-why/</loc>
		<lastmod>2008-11-20T11:57:04+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/05/29/reverse-mortgage/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/29/is-the-debt-market-becoming-outdated/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/30/portfolio-management-services-an-emerging-investment-option/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/30/section-80-e-defines-education-loans/</loc>
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		<loc>http://blog.apnapaisa.com/2008/05/31/asset-allocation-in-equities/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/01/how-much-life-insurance-should-a-family-have/</loc>
		<lastmod>2008-11-20T11:50:22+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/01/rejecting-loan-applications-without-disclosing-reasons/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/01/disputed-charges/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/02/loans-taxes/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/02/is-prepaying-a-personal-loan-a-good-idea/</loc>
		<lastmod>2008-11-20T11:46:12+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/07/looting/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/09/monthly-income-plans/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/12/mediclaim/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/15/car-insurance-through-credit-card/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/17/builders-justifying-the-hike%e2%80%a6/</loc>
		<lastmod>2008-11-20T11:36:17+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/17/is-prepayment-penalty-justified/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/18/capital-the-known-ideal/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/18/repo-rate/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/18/inflation/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/19/huge-debtscheque-bouncesam-i-eligible-for-a-loan/</loc>
		<lastmod>2008-11-20T11:31:32+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/19/service-tax-on-interest-on-personal-loan-taken-on-credit-card/</loc>
		<lastmod>2008-11-20T11:30:48+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/21/interest-on-interest/</loc>
		<lastmod>2008-11-20T11:28:22+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/26/equity-market-basics/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/26/five-steps-to-a-life-insurance-needs-analysis/</loc>
		<lastmod>2008-11-20T11:24:23+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/26/which-type-of-life-insurance-should-i-take/</loc>
		<lastmod>2008-11-20T11:19:10+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/26/how-much-life-insurance/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/26/inflation-and-my-daily-life/</loc>
		<lastmod>2008-11-20T11:10:45+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/06/26/mutual-funds-101/</loc>
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		<loc>http://blog.apnapaisa.com/2008/06/26/mutual-funds-vs-insurance-cos/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/06/you-have-the-right-to-your-own-credit-report/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/07/rebatingkickback-killing-investors%e2%80%99-money/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/10/reverse-mortgage-issues/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/10/education-loan-blues/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/12/multiple-credit-cardsbad-cibil-ratingunable-to-get-loan-now/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/15/seller-refuses-to-return-advance-on-sale-agreement-expiry/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/16/cash-reserve-ratio/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/16/why-is-retirement-planning-important/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/16/teaser-loans/</loc>
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		<loc>http://blog.apnapaisa.com/2008/07/22/not-defaulter-but-on-defaulters-list/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/10/insurance-via-credit-card/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/12/credit-card-full-repayment-issues/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/21/defaulter-due-to-fraudulent-transaction/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/21/credit-card-debt-from-beyond-the-grave/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/22/are-there-rbi-regulations-for-interest-rates-charged-by-lenders/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/22/discrepancy-between-actual-rate-and-apnaloan-rate/</loc>
		<lastmod>2008-11-20T10:22:25+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/08/22/increasing-interest-rateincreasing-emi-headaches/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/27/internet-transactions-do-not-guarantee-product-quality/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/29/need-quick-money-personal-loan/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/29/apna-ghar-surakshit-ghar/</loc>
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		<loc>http://blog.apnapaisa.com/2008/08/29/life-insurance-%e2%80%93a-gift-of-love/</loc>
		<lastmod>2008-11-20T10:16:33+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/09/18/is-your-fd-maturing-be-careful/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/18/women-role-reversal-savers-to-investors/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/18/ridding-credit-card-debt/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/19/personal-loan-a-debt-trap/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/19/dope-needed/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/19/reverse-mortgage-2/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/19/nbfcs/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/19/a-switch-in-time-saves-nine/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/19/how-can-you-find-the-best-home-loan-lender/</loc>
		<lastmod>2008-11-20T09:49:13+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/09/19/thinking-about-your-future%e2%80%99s-future/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/22/personal-loan-equity-investments/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/22/life-insurance-for-women/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/22/personal-loan-tax-exemptions/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/22/inflation-creating-illusions/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/22/advanced-disbursement-facility/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/22/tax-saving-while-creating-savings/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/23/equity-market-basics-ii/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/24/planning-my-money/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/24/organizing-your-money/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/25/insurance-is-being-miss-sold/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/26/getting-out-of-a-multiple-credit-card-mess/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/26/the-only-way/</loc>
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		<loc>http://blog.apnapaisa.com/2008/09/30/leave-ulips-to-insurance-companies-amcs-stay-out/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/01/whats-going-wrong-in-the-us-banking-sector/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/01/human-life-value/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/01/fmp-true-saviors/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/01/builders-backward-integration/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/04/loan-recovery-its-a-bitter-experience/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/05/irda-ensuring-the-aig-fiasco-doesnt-play-out-in-india-too/</loc>
		<lastmod>2008-11-20T09:08:44+00:00</lastmod>
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		<loc>http://blog.apnapaisa.com/2008/10/10/mary-quite-contrary-how-does-your-money-grow/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/10/irda-fair-weather-friend/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/11/reasons-why-public-sector-banks-cannot-deny-an-education-loan/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/15/religion-eating-habits-and-housing/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/15/term-insurance-made-cheaper/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/21/it%e2%80%99s-worth-to-know-about-cnp-transaction-on-your-credit-cards/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/22/the-9010-strategy/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/22/credit-card-frauds-and-how-to-avoid-them/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/22/wake-up-o-regulator/</loc>
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		<loc>http://blog.apnapaisa.com/2008/10/22/paid-outstanding-name-still-on-cibil-defaulters-list/</loc>
		<lastmod>2008-11-20T08:53:57+00:00</lastmod>
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