What a personal loan can be used for?

Everyone has to borrow in his life at some point in time. An individual borrows for various reasons and on various occasions. For a big ticket item like house purchase one, generally,  does not have any other option but to take a home loan which is generally planned well in advance and requires you to […]

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IIFL Home Loan

IIFL Home Finance Limited is a housing Finance Company promoted by India Info line Limited. In addition to providing home loans it also renders technical and legal services to the home buyers to help them wade through the entire home buying process. Who can apply Any person who has completed 18 years of age and […]

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Yes Bank Home Loan

Yes bank is the one of the new age private sector bank growing at phenomenal pace. It started its operation in 2004. It is the only bank which was given the Greenfield  banking licence, meaning that it did not have any history in the field, in last twenty years. Type of home loans offered by […]

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Unsecured loans

Unsecured loans as the name suggests are given without any tangible security of any physical asset or intangible security like a personal guarantee of the third party.  Generally, unsecured loans are given to individual against their personal undertaking to service the loan taken. Let us discuss in detail various facets of unsecured loans. Who is […]

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Personal Loans by NBFCs

Non-Banking Finance Companies (NBFC) are an important part of the Indian financial system. They come under the direct supervisions of Reserve Bank of India (RBI. However, the Housing Finance Companies are regulated by National Housing Bank (NHB) a subsidiary of RBI. Personal loans by NBFCs constitute major portions of overall personal loans market in India. […]

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All you wanted to know about Personal Loans

What is a personal loan? All loans are generally given either against the security of tangible assets or against a personal guarantee of the third party. Unlike a home loan, cash credits, overdrafts, car loans or loan against property which are given against security of physical assets, personal loans are given without any security. The […]

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Kotak Home Loan

With the increased prevalence of nuclear family and rapid urbanisation, the demand for housing has been growing significantly. Easier availability of home loan in the last three decades has made it possible to buy a house even by a person at the start of his career. With increased fear of bad loans to corporate many […]

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Travel Loan

Introduction More and more Indians are going for holidays in India as well as outside India. This is partly the impact of Hindi cinema and globalisation where the world has become a global village. This has also been added by satellite television where the images of exotic holiday destinations are beamed 24 hours. Travel loans […]

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Personal Loan for TCS Employee

It is relatively easier for salaried people to fund their temporary monetary needs through personal loans.  Since flow of income for salaried employees is assured, the lenders are more comfortable in lending to salaried people than to self employed specially who are not professionally qualified. Amongst the salaried people, persons working with top listed companies […]

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