Do I Need Life Insurance?

Do you think you do not need a life insurance. Here’s why you may want to rethink. Imagine you are the breadwinner in your family and suddenly you were to be taken away from them. Your income flow to the family will freeze. Would your savings be sufficient to take care of your family’s needs […]

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RBI Guidelines

Reserve Bank of India (RBI) has come out with guidelines asking Indian Banks to keep adequate capital to meet wide areas of risks, including those that can damage their reputation, as apart of Basel II norms. The guidelines issued on Supervisory Review Process (SRP) ask banks to make provision for risks relating to credit concentration, […]

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RBI Annual Report for Review of Payment System

The Reserve Bank of India (RBI) will conduct an annual review of the payment and settlement systems to ensure that customers receive timely, cheap and dependable service. The first review is proposed for the year-ended March 31, 2007. Business Standard reports that the review will be based on parameters like timeliness of customer service, cost […]

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Factors Affecting Your Choice of a Lender

With so many housing finance companies and bank competing with each other for the home loan pie, the home loan borrower is a pampered lot and is confused as to whom to approach to borrow money for buying the house. There are many factors which one needs to consider before one ticks on specific lender. […]

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How to Enhance my Home Loan Eligibility

With the people buying their home even before getting married becoming a trend it is inevitable for you to take a home loan as the likelihood of you accumulated savings be sufficient enough to pay for the house is almost impossible. The amount of home loan which you are eligible is dependent on two factors. […]

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