Not Defaulter But On Defaulters List
I had applied for a car loan in the month of October (2007) from HDFC Bank and it was approved. But at that time the HDFC Bank executive told me that my name shows in the defaulter’s list as Richa. One of my cousins has the same name.
When I applied for a personal loan from Barclays Bank, they rejected it, stating the same reason. I am sure my cousin never took the loan or ever used any kind of proof from my end of such a thing. What do I do?