Marriage Loan

Marriage is one of the most important events in one’s life which everyone wants to make memorable. One has to generally borrow at the occasion of marriage in the family. With increased emphasis of the banks on retail lending and aggressive stance of the Non Banking Finance Companies (NBFC) the loans for the purpose of […]

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Medical Loan

What is medical loan Since the government does not provide adequate health care facilities to its citizen, people who can afford, buy medical insurance to meet any medical emergency in terms of costs. As per an estimate only around 18% of the Indian population is covered by self bought health insurance. For those who are […]

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What a personal loan can be used for?

Everyone has to borrow in his life at some point in time. An individual borrows for various reasons and on various occasions. For a big ticket item like house purchase one, generally,  does not have any other option but to take a home loan which is generally planned well in advance and requires you to […]

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Unsecured loans

Unsecured loans as the name suggests are given without any tangible security of any physical asset or intangible security like a personal guarantee of the third party.  Generally, unsecured loans are given to individual against their personal undertaking to service the loan taken. Let us discuss in detail various facets of unsecured loans. Who is […]

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Personal Loans by NBFCs

Non-Banking Finance Companies (NBFC) are an important part of the Indian financial system. They come under the direct supervisions of Reserve Bank of India (RBI. However, the Housing Finance Companies are regulated by National Housing Bank (NHB) a subsidiary of RBI. Personal loans by NBFCs constitute major portions of overall personal loans market in India. […]

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All you wanted to know about Personal Loans

What is a personal loan? All loans are generally given either against the security of tangible assets or against a personal guarantee of the third party. Unlike a home loan, cash credits, overdrafts, car loans or loan against property which are given against security of physical assets, personal loans are given without any security. The […]

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