RBI Guidelines

Reserve Bank of India (RBI) has come out with guidelines asking Indian Banks to keep adequate capital to meet wide areas of risks, including those that can damage their reputation, as apart of Basel II norms. The guidelines issued on Supervisory Review Process (SRP) ask banks to make provision for risks relating to credit concentration, […]

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Need 10 Lakhs Loan at Lowest Interest Rates?

Get Rs. 10 Lakhs loan for wedding, travel, medial emergencies, business purpose or debt consolidation. Personal loan interest rates for a loan of Rs. 10 Lakh and above starts at 10.99% to 24% Annually. Banks & NBCF’s such as SBI, HDFC, ICICI, RBL, Kotak Bank, Bajaj Finserv, Tata Capital, Fullerton, LendingKart, etc. offer personal loan […]

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Need 5 Lakhs Loan at Lowest Interest Rates?

Get Rs. 5 Lakh loan for marriage, travel, medial emergencies, business purpose or debt consolidation. Personal loan interest rates for a loan of Rs. 5 Lakh and above starts at 10.99% to 24% Annually. Banks & NBCF’s such as SBI, HDFC, ICICI, RBL, Kotak Bank, Bajaj Finserv, Tata Capital, Fullerton, LendingKart, etc. offer personal loan […]

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Is There A Tooth Fairy, Really?

The old adage that ‘there is no such thing as free lunch’ aptly describes the zero-percent-interest schemes. These zero percent schemes were widely popular till a few years back. As a child when my first milk tooth fell, I was told to keep the tooth under my pillow at night. When I woke up next […]

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Loans! Are these good or bad?

Loans, probably being my ‘middle’ name, this question coming from me may surprise many as I have been advising consumers on various facets of loans for many years on a day-to-day basis. Here I would like to draw a parallel from Bollywood movie Dayawan where film ends with a question by child character – Was […]

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