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What are the different types of Personal Accident Covers available for drivers and passengers?

Personal accident cover can be purchased for the owner-driver, employed driver, as well as passengers.

Apnainsurance.com Research Bureau

28 Nov 2007

An owner-driver of a private car is provided car insurance with personal accident cover of up to Rs. 2 lakh while the owner-driver of a two-wheeler is covered for Rs. 1 lakh.

A personal accident insurance cover can also be purchased at an additional cost to cover employed drivers and persons traveling in the vehicle, on a named as well as unnamed basis.

See also:

What are the risks covered by the Third Party policy?

What are the risks covered by the Comprehensive policy?

Third Party, Fare-Paying Passengers, and Non-Fare Paying Passengers

What happens if a vehicle flees after injuring a third party and its license plate number was not legible?

What is my liability if someone else is driving at the time of the accident?

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