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What are the risks covered by the Third Party policy?

The risks covered by the Third Party policy include death or injury to a third party and damage to third party property.

Apnainsurance.com Research Bureau

28 Nov 2007

The Third Party car insurance policy covers a vehicle owner's legal liability for any compensation to be paid arising from any accident caused by the use of the vehicle. These include:

  • Death or bodily injury to a third party person
  • Damage to third party property

The liability is covered for an unlimited amount in case of death or injury. Damage to third party property is covered by the insurance policy as follows - up to Rs. 1 lakh for private vehicles, scooters, and motorcycles and up to Rs.7.5 lakh for commercial vehicles.



See also:

What are the risks covered by the Comprehensive policy?

What are the different types of Personal Accident Covers available for drivers and passengers?

Motor Insurance FAQs on Claims

Motor Insurance FAQs on Coverage

Motor Insurance FAQs on Cost, Premiums, Bonus, Discounts, Renewals