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  • Normal wear, tear and general aging of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/electrical breakdown
  • Wear and tear of consumables like tires and tubes
  • Vehicles including cars being used otherwise than in accordance with limitations as to use
  • Damage to/by a person driving any vehicles or cars without a valid license
  • Damage to/by a person driving the vehicle under the influence of drugs or liquor
  • Loss/damage due to war, mutiny or nuclear risk

Auto Insurance Exclusions: Basics

  • Motor Insurance FAQs on Claims
  • What motor insurance covers vs. What it excludes

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Auto Insurance Exclusions: Opinion

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Decision-making Corner

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