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AEGON Religare Life Insurance Company Limited.

Aegon Religare Life Insurance Company Limited is a joint venture between AEGON, a life insurance and pension group, and Religare, an Indian integrated financial services group.

The company started its pan-India multi-channel operations in July, 2008 with 30 branches in India. It offers policy servicing on the phone via the Interactive Voice Response System (IVR) by issuing the customer a telephone pin (T-PIN) for authentication. It was the first company to include the customer's medical report in the policy kit.

The company offers level term plans, increasing term plans, and decreasing term plans.


3 Insurance product available
ULIP Insurance
  • Protection tool with an investment option attached
  • Policy holder can choose from funds such as equity, debt, bonds, or a combination
  • Insurers offer partial withdrawals options
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    Term Insurance
    • Pure risk cover plan with no survival benefit
    • Protection tool against the uncertainties of life
    • Cheapest life insurance product
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    Children Plan
    • Tool to plan for children's needs in the future - education, wedding etc.
    • Tool to ensure children's future plans are not compromised in the event of parent/guardian's death
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