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Sahara India Life Insurance Co, Ltd.

Sahara India Life Insurance Co, Ltd. got IRDA's approval for operations in February 2004. This insurance company has become the first wholly and purely Indian company, without any foreign collaboration to enter the Indian Life insurance market. The company started with a paid up capital of 157 crore.

The company offers children plans, endowment plans, money back, term insurance plan, pension plans, unit-inked plans and group insurance. The company's registered office is in Lucknow, India.


5 Insurance product available
  • Provides for stable income in post-work life
  • Helps policy holder to remain financially independent post-retirement
  • Tool for systematic retirement planning
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ULIP Insurance
  • Protection tool with an investment option attached
  • Policy holder can choose from funds such as equity, debt, bonds, or a combination
  • Insurers offer partial withdrawals options
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    Term Insurance
    • Pure risk cover plan with no survival benefit
    • Protection tool against the uncertainties of life
    • Cheapest life insurance product
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    Money Back Insurance
    • Provides life insurance covers for specified periods
    • Policy holder receives tax-free, fixed proportions of the sum assured at regular intervals or an option to re-invest
    • Policy holder receives lump sum payment on surviving maturity date
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    Children Plan
    • Tool to plan for children's needs in the future - education, wedding etc.
    • Tool to ensure children's future plans are not compromised in the event of parent/guardian's death
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