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Tata AIA Life Insurance Company Limited

Tata AIG Life Insurance Company Limited (Tata AIG Life) is a joint venture company between the Tata group and the American International Group (AIG).

Tata holds 74 per cent while AIG holds 26 percent stake in the venture.

The company started operations in India on April 1, 2001. The company offers products and services in India with offices at Ahmedabad, Bangalore, Chandigarh, Chennai, Guwahati, Hyderabad, Jaipur, Jamshedpur, Jodhpur, Kochi, Kolkata, Mangalore, Mumbai, New Delhi, Pune, Rajkot, Trichi, Vijaywada and Lucknow.

The Tata AIG product portfolio includes children's plans, retirement plans, wealth creation plans, and traditional insurance plans. The company also offers micro insurance products to low-income groups.


7 Insurance product available
Term Insurance
  • Pure risk cover plan with no survival benefit
  • Protection tool against the uncertainties of life
  • Cheapest life insurance product
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Health Insurance
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Money Back Insurance
  • Provides life insurance covers for specified periods
  • Policy holder receives tax-free, fixed proportions of the sum assured at regular intervals or an option to re-invest
  • Policy holder receives lump sum payment on surviving maturity date
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Children Plan
  • Tool to plan for children's needs in the future - education, wedding etc.
  • Tool to ensure children's future plans are not compromised in the event of parent/guardian's death
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Endowment Insurance
  • Protection tool with savings option
  • Sum assured plus bonus accrued paid in the event of death of the insured or at maturity
  • With-profits plan that participates in the profits of insurer's life insurance business
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    • Provides for stable income in post-work life
    • Helps policy holder to remain financially independent post-retirement
    • Tool for systematic retirement planning
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    ULIP Insurance
  • Protection tool with an investment option attached
  • Policy holder can choose from funds such as equity, debt, bonds, or a combination
  • Insurers offer partial withdrawals options
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