Tata AIA Life Insurance Company Limited

Tata AIG Life Insurance Company Limited (Tata AIG Life) is a joint venture company between the Tata group and the American International Group (AIG).

Tata holds 74 per cent while AIG holds 26 percent stake in the venture.

The company started operations in India on April 1, 2001. The company offers products and services in India with offices at Ahmedabad, Bangalore, Chandigarh, Chennai, Guwahati, Hyderabad, Jaipur, Jamshedpur, Jodhpur, Kochi, Kolkata, Mangalore, Mumbai, New Delhi, Pune, Rajkot, Trichi, Vijaywada and Lucknow.

The Tata AIG product portfolio includes children's plans, retirement plans, wealth creation plans, and traditional insurance plans. The company also offers micro insurance products to low-income groups.

7 Insurance product available


	Pension

Provides for stable income in post-work life
Helps policy holder to remain financially independent post-retirement
Tool for systematic retirement planning

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	Health Insurance

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	Children Plan

Tool to plan for children's needs in the future - education, wedding etc.
Tool to ensure children's future plans are not compromised in the event of parent/guardian's death

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	Term Insurance

Pure risk cover plan with no survival benefit
Protection tool against the uncertainties of life
Cheapest life insurance product

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	Endowment Insurance

Protection tool with savings option

Sum assured plus bonus accrued paid in the event of death of the insured or at maturity

With-profits plan that participates in the profits of insurer's life insurance business

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	ULIP Insurance

Protection tool with an investment option attached

Policy holder can choose from funds such as equity, debt, bonds, or a combination

Insurers offer partial withdrawals options

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	Money Back Insurance

Provides life insurance covers for specified periods
Policy holder receives tax-free, fixed proportions of the sum assured at regular intervals or an option to re-invest
Policy holder receives lump sum payment on surviving maturity date

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