The illness/claim should be reported to the insurer with an immediate notice by telephone or in writing (email/letter).

You need to submit the completed claim form providing information such as personal details and details regarding the illnesses. Some documents will also need to be submitted.

In case the claim is determined to be admissible a pay order and discharge voucher is sent to your address as mentioned in the policy document.

• Returns on Children's Money Back Policy vs. Inflation Calculator
  Do the returns on my children's money back policy beat inflation?
  
  
• Endowment vs. Whole Life Comparator
  Use this comparator to compare a whole life insurance policy and an endowment policy.
  
  
• Should I continue my money back policy?
  This calculator tells you if you should continue paying the premiums towards your money back policy or surrender your policy, buy a simple term policy, and invest the surplus elsewhere.
  
  
• Returns on Endowment Policy vs. Inflation Calculator
  Do the returns on my endowment policy beat inflation?